Prepare your ingredients by gathering everything on a clean work surface.

In a medium saucepan, melt the butter over medium heat. Add brown sugar and stir for about three minutes until bubbling.

Whisk in heavy cream until smooth, then remove from heat and sprinkle with salt. Allow to cool slightly.

In a rectangular dish (9x13), layer Ritz crackers at the bottom.

Spread whipped topping over the crackers, followed by banana slices and drizzles of salted caramel sauce. Repeat layers until full, aiming for at least three layers.

Cover with plastic wrap and refrigerate for at least four hours or overnight.

Once chilled, slice into squares and serve with extra salted caramel drizzled on top along with mini chocolate chips.